Terms of Use and Important Disclosures


Terms of Use

Galapagos Advisory, LLC ("Galapagos") is a U. S. Securities and Exchange Commission ("SEC") registered investment advisor located in Miami, Florida. Registration as an investment advisordoes not imply any level of skill or training. A copy of Galapagos' Form CRS (ClientRelationship Summary) and Form ADV Part 2A Brochure which include a description of Galapagos'services, fees and business practices is available by contacting us, or at the SEC's website (www.adviserinfo.sec.gov).

The information and materials presented on this website are being provided for informationpurposes only. Nothing in this website shall be construed as investment advice, or arecommendation or solicitation to buy or an offer to sell a security or any productor service to any person or pursue a particular investment strategy in any jurisdiction wheresuch offer, solicitation, purchase, or sale would be unlawful under the securities laws of suchjurisdiction or which would subject Galapagos, its employees, officers, or agents to anyregistration requirement in such jurisdiction or country.

The information posted in this website has been obtained from sources believed to be reliable, but we make no guarantees as to its accuracy, completeness, timeliness, relevance, orsuitability. We reserve the right to change, amend, or remove information on this website at anytime and without prior notice. Any third-party links, news feeds or market quotes posted on thisweb site are provided only foryour convenience. We do not endorse or necessarily agree with any opinion, outlook, or forecastcontained on any third party linked web site, or news feed. Any performance data presented isfor illustration purposes and represents historical performance. Historical performance shouldnot be viewed as representative of future performance or results and there can be no assurancethat the future performance of any investment or investment strategy will be profitable or ableto achieve historical performance returns.

Galapagos make no representations concerning thiswebsite, or to any third-party website links. To the fullest extent allowed by applicable law, Galapagos disclaims any liability for any damages of any kind, under any legal theory, arisingout of or in connection from your use of, or inability to use, the website or any third-partywebsite links. Galapagos disclaims any direct, indirect, incidental, consequential, punitive, orother damage arising from the use of this website or, or the contents of the information in thiswebsite, including, but not limited to, lost profits or damages resulting from errors, omissions, or other inaccuracies on the website, delays, service interruptions. Galapagos makesno representations that website or the information provided on the website or the server thatmakes the website available are free of viruses or other harmful components. Galapagos disclaimsany express, implied, or statutory warranties of any kind, including warranties ofmerchantability, non-infringement, or fitness for a particular purpose. Some of the foregoingexclusions may not be permitted in certain states or territories.

By using the Galapagoswebsite, you agree to be bound by these Terms and Conditions, as amended from time to time. Yourcontinued use of the Galapagos website constitutes acceptance of these terms and Conditions andany amendments. If you do not agree with the Galapagos' website's Terms and Conditions, pleasedo not use the website. Please contact us with any questions or concerns regarding our websiteTerms and Conditions.

Privacy Notice

We collect personal information about you to enter or fulfil our contractual obligations with you. We are also required by law to collect and use certain personal information about you, for example, we obtain proof of your identity to enable us to meet our anti-money laundering obligations; and we obtain certain information such as your tax status, investment objectives or risk tolerance to satisfy our suitability obligations.

The categories and type of information that we collect about you include:

  • personal details (e.g., name, date of birth, social security, or tax ID number);
  • contact details (e.g., address, telephone number, email);
  • employer name, and
  • information regarding your investment objectives, financial profile, investment holdings, accounts held at other financial institutions, etc.

You should be aware that failure to provide this information may prevent or delay the fulfilment of our contractual obligations to you. If you decide to close your account(s) or become an inactive customer, our Privacy Policy will continue to apply to you.

We use your personal information to:

  • deliver contracted services to you;
  • respond to your inquiries or requests for information;
  • maintain our accounts and records;
  • communicate with you about the products and services that you use, or we offer;
  • comply with our legal or regulatory requirements.

When we process your personal information, we have in place commercially reasonable safeguards designed to protect your privacy interests and rights under applicable laws. We share your personal information with third party service providers in connection with delivering contracted services to you. These third-party service providers include securities broker-dealers, investment advisors, custodians, banks, auditors, attorneys, consultants, or other professional and technical service providers, or suppliers.

We will share information, as necessary and required by law:

  • to cooperate with regulatory or government authorities;
  • to comply with a court order or subpoena;
  • when such disclosures will help support our detection of, prevention of, or response to fraud; help protect your safety or security; or protect the safety and security our services.

In addition, we will share your information for our marketing purposes to offer our products and services to you. We will also share your information with our affiliates to market to you and will share information about your transactions and experiences with our affiliates for their everyday business purposes. We do not sell your information to third parties or for unaffiliated entities to market to you.

Federal law gives you the right to limit

  • sharing for affiliates' everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. You can contact us at any time at the number listed below to limit our sharing.

We have put in place commercially reasonable steps and safeguards to maintain data security with respect to your personal information and protect the personal data we hold from misuse and loss and from unauthorized access, modification, or disclosure. Despite these measures, however, we cannot guarantee that your data will be secure.

From time to time, we may update our Privacy Policy. If we make substantive changes to our Privacy Policy, we will notify you of the changes and provide you with an updated copy of our policy

If you have any questions or concerns about our Privacy Policy, please contact our Chief Compliance Officer/+1(305)515-5878

Information Security

Galapagos has in place policies and procedures regarding information technology security, maintains appropriate technical and physical safeguards and takes other reasonable precautions to safeguard the confidentiality of sensitive information and internal data. However, despite reasonable precautions, the risk remains that cybersecurity incidents may occur that may result in the inadvertent disclosure of confidential sensitive information to unintended parties, unauthorized access to confidential sensitive information, or operational disruptions by malicious hackers. If such an event, were to occur, Galapagos will promptly notify the affected parties and take all necessary appropriate actions.

Business Continuity / Business Disruption

Galapagos has established a Business Continuity/Business Disruption plan to manage the effects of a significant business disruption. Although our Business Continuity/Business Disruption plan is reasonably designed to allow us to operate during an emergency business disruption, due to the unpredictability of such events, we have no control over damage to infrastructure that may impact our access to reliable power sources, communication networks, or transportation and affect our ability to resume business operations. Our clients have access at all times to their accounts maintained at their custodian financial institutions.